PersonalLoans.ph

Compare online lenders in the Philippines

Our partner lenders, with corporate and SEC details. We only list lenders we partner with, and show registration numbers only where we verified them from the SEC's published lists or the lender's own website. Last reviewed: .

PersonalLoans.ph is a comparison website, not a lender. Approval is never guaranteed.

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Before you apply: confirm the lender's corporate name, SEC Registration No. and Certificate of Authority No. on sec.gov.ph (opens in new tab), read the disclosure statement, and compare the total amount you will repay. Learn how in our guide to checking SEC registration and understanding EIR and fees.

Lending and financing companies

Listed alphabetically. Order does not reflect a ranking or recommendation.

Finbro

Online lending platform offering personal loans via web and app.

finbro.ph

Company:
Sofi Financing Inc.
SEC Reg. No.:
CS201908275
CA No.:
1324
  • Amount: ₱1,000 to ₱50,000 (new clients)
  • Per finbro.ph calculator, checked Oct 11, 2026
Apply at Finbro (opens in new tab)

MoneyCat

Online financing company offering small cash loans with app-based applications.

moneycat.ph

Company:
MoneyCat Financing Inc.
SEC Reg. No.:
CS201953073
CA No.:
1254
  • Amount: ₱500 to ₱20,000
  • Term: Up to 180 days
  • Cost: Max APR 145% (as stated by lender)
  • Per moneycat.ph homepage, checked Oct 11, 2026
Apply at MoneyCat (opens in new tab)

Loan-matching platforms

These services compare or match you with partner lenders; they do not lend themselves. The loan contract will be with the partner lender, so check that lender's SEC details before signing.

Crezu

Loan-matching service that compares offers from partner lenders (operated by Fininity OÜ, Estonia).

crezu.ph

SEC details: verify on sec.gov.ph (opens in new tab)

  • Amount: ₱500 to ₱25,000 (via partner lenders)
  • Term: 91 to 120 days (via partner lenders)
  • Per crezu.ph homepage, checked Oct 11, 2026
Apply at Crezu (opens in new tab)

Finmerkado

Loan-matching platform that shows offers from partner lenders.

finmerkado.ph

Company:
FinMerkado Inc.
SEC Reg. No.:
2024120180322-17
CA No.:
N/A (not a lender)

Amounts, terms and rates: see the lender's official site.

Apply at Finmerkado (opens in new tab)

Regulatory disclosure

We only list lenders we partner with. This page is not a full list of lenders in the Philippines; other SEC-registered lenders exist that we do not show.

Under SEC Memorandum Circular No. 19, series of 2019, lending and financing companies and their online lending platforms must disclose their corporate name, SEC Registration Number and Certificate of Authority Number in their advertisements and marketing materials. We display these details for each lender where we have verified them from the SEC's published lists of lending companies, financing companies and recorded online lending platforms, or from the lender's own official website. Where we could not verify them, we say “SEC details: verify on sec.gov.ph”. Please check before applying.

PersonalLoans.ph is an independent comparison and referral website. We are not a lending company, financing company or bank; we do not hold a Certificate of Authority, do not grant loans, and do not make credit decisions. Loan approval, amounts, rates, fees and terms are determined solely by each lender. We may receive a commission when you visit a lender or apply through our links, which may influence which lenders appear on this page; it does not affect the price you are offered. See our affiliate disclosure.

Information on this page is provided for general comparison only and may change without notice. Always read the lender's terms and disclosure statement, and report unregistered lenders or abusive collection practices to the SEC.

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