PersonalLoans.ph

Free loan matcher · Libreng loan matcher

Find the right loan in 30 seconds

Answer 5 quick questions and we'll show the partner lenders that fit you best. Free, no sign-up, and we're not a lender.

Sagutin ang 5 tanong at makikita mo agad kung aling partner lender ang bagay sa'yo.

Step 1 of 5: How much do you need?Magkano ang kailangan mo?
Free · No sign-up · Doesn't affect your creditLibre · Walang sign-up

How it works

Three simple steps. We help you choose. Lenders decide.

  1. 1

    Answer 5 quick questions

    How much, what for, how soon, your income type and whether it's your first loan. No name, phone or ID needed to see your matches.

  2. 2

    See your best-fit partner lenders

    We rank the lenders we partner with on what they publish (amounts, speed, requirements) and show their SEC details. Tap “Apply” to continue on the lender's own site.

  3. 3

    You choose, or walk away

    Read the disclosure statement and total cost before you sign. No obligation. We never guarantee approval.

How we match

We only list lenders we partner with. Each partner gets a simple score from what it publishes on its own official website. If a lender doesn't publish something, we treat it as neutral. We never guess.

  • Amount (Magkano): your range fully inside the lender's published range +3, partly inside +1, outside → not shown.
  • Speed: need it today and the lender says it approves within minutes or pays out same day +2 (quick online application +1); this week +1; just comparing → loan-matching platforms +1.
  • Income: lender says it accepts your income type +2; it lists accepted types without yours −1; it says it requires income you don't have → not shown.
  • First time: lender publishes simple requirements (e.g. ID + selfie only) +1.

If no partner scores at least 3, we show a loan-matching platform first, since it compares many lenders at once. Commissions don't change the score. Approval, amounts and rates are always decided by the lender. See our affiliate disclosure.

Our partner lenders

We only list lenders we partner with. SEC details and figures are from each lender's own site or the SEC's lists. Approval is never guaranteed.

We may earn a commission when you visit or apply through these links. See our affiliate disclosure.

Full comparison with SEC details →

Frequently asked questions

Does PersonalLoans.ph lend money?
No. We are an affiliate / CPA comparison and lead marketplace. We do not issue loans, hold deposits, or operate as a lending company.
Does a match guarantee approval?
Never. Lenders make their own credit decisions. Our matcher only ranks the partner lenders we work with against your answers, using amounts, speed and requirements published on each lender's own site.
How does the loan matcher choose lenders?
We only list lenders we have a partnership with. Each one is scored on whether its published loan amounts cover what you need, how fast it says it decides, whether it accepts your type of income, and how simple its requirements are. Anything a lender doesn't publish is treated as neutral. We don't guess. If nothing is a strong fit, we show a loan-matching platform first, since it compares many lenders at once.
Do you have an SEC lending license?
No. We are a comparison website, not a lending or financing company, so we do not hold a Certificate of Authority. Lenders are responsible for their own SEC registration and compliance. Our compare page shows their SEC details where we have verified them.
Is this free for borrowers?
Using our matcher and comparison is free. We may earn a commission from partners if you become a lead or customer. See our Affiliate Disclosure.
What happens to my data?
We use your details to match you with partners and to run the site, as described in our Privacy Policy. Do not submit government ID numbers, OTPs or passwords in our forms.