Free loan matcher · Libreng loan matcher
Personal Loan Philippines: hanapin ang tamang lender
Answer 5 quick questions and we'll show the partner lenders that fit you best. Free, no sign-up, and we're not a lender.
Hanapin ang loan na bagay sa'yo. Libre, at walang obligasyon.
Top picks
- 1Top pick
Finbro
Online personal loans via web and app.
- 2
MoneyCat
Small cash loans with online applications.
- 3
Finmerkado
Marketplace for offers from partner lenders.
PersonalLoans.ph is a free comparison and loan-matching site for the Philippines, not a lender itself. It asks a short set of questions about your loan and ranks the partner lenders it works with against what each one publishes about its own offer. You then apply directly on the chosen lender's own website, since approval is always decided by that lender and never guaranteed by the site.
Partner lenders and loan-matching services
We list partner lenders and loan-matching services. SEC details and figures are from each lender's own site or the SEC's lists. Approval is never guaranteed.
Finbro
Online lending platform offering personal loans via web and app.
₱1,000 to ₱50,000 (new clients)
Apply at Finbro (opens in new tab)- Company:
- Sofi Financing Inc.
- SEC Reg. No.:
- CS201908275
- CA No.:
- 1324
MoneyCat
Online financing company offering small cash loans with app-based applications.
₱500 to ₱20,000Term: Up to 180 days
Apply at MoneyCat (opens in new tab)- Company:
- MoneyCat Financing Inc.
- SEC Reg. No.:
- CS201953073
- CA No.:
- 1254
Finmerkado
Loan-matchingLoan-matching platform that shows offers from partner lenders.
Apply at Finmerkado (opens in new tab)- Company:
- FinMerkado Inc.
- SEC Reg. No.:
- 2024120180322-17
- CA No.:
- N/A (not a lender)
Kviku
Kviku Lending Co. INC. (SEC CA No. 3169).
Apply at Kviku (opens in new tab)- Company:
- Kviku Lending Co. INC.
- SEC Reg. No.:
- CS201918702
- CA No.:
- 3169
- Visit Finsolution (opens in new tab)
Finsolution: foreign loan-matching service (LEAD-CASH L.L.C-FZ, UAE). Hindi lender at hindi SEC registered sa Pilipinas.
Loan-matching
Rates at requirements ng partner lenders
Ito ang loan amount, term, cost at requirements na nakasulat mismo sa site ng bawat lender. Kung walang figure, ibig sabihin hindi pa namin ito na-verify. Ang lender pa rin ang magde-decide sa application mo.
| Lender | Halaga (amount) | Term | Cost | Requirements at bilis | Apply |
|---|---|---|---|---|---|
| FinbroLender | ₱1,000 to ₱50,000 (new clients) | Tingnan sa official site | Tingnan sa official site | Valid ID and a selfie only, no payslip needed. Approval within minutes, ayon sa lender | Apply at Finbro (opens in new tab) |
| MoneyCatLender | ₱500 to ₱20,000 | Up to 180 days | Max APR 145% (as stated by lender) | Tingnan sa official site | Apply at MoneyCat (opens in new tab) |
| FinmerkadoLoan-matching platform | Tingnan sa official site | Tingnan sa official site | Tingnan sa official site | Mabilis na online application, ayon sa site. 38+ partner lenders | Apply at Finmerkado (opens in new tab) |
Source: official site ng bawat lender, checked Oct 11, 2026. Puwedeng magbago ang rates kaya basahin ang disclosure statement bago pumirma.
Gusto mo makita lahat ng partner lenders sa isang page? Pumunta sa compare personal loans Philippines para sa SEC details, amounts at terms.
Kailangan ng pera ngayon? Basahin ang emergency loan guide para sa mabilis at mas ligtas na options.
Bago mag-apply sa kahit anong loan app, alamin muna kung legit. Ito ang step-by-step kung paano check if an online lender is SEC registered (o basahin sa Tagalog).
Latest guides
Plain-English guides to borrowing in the Philippines.
- Government loansPag ibig personal loan: Magkano ang puwedeng hiramin sa MPL? · 12 min read
- Government loansSSS Loan Lite: How to Apply Online and Requirements · 14 min read
- Kaligtasan at regulasyonJuanHand Loan App Review: Fees at SEC Registration (2026) · 4 min read
More guides
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- Loan Apps for iPhone sa Pilipinas: App Store at SEC Check (2026)
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- SSS Salary Loan 2026: Requirements, Max Amount, Interest and Calculator
- GCash Loan 2026: GLoan vs GGives vs GCredit, Interest at Requirements
- Online loan hindi nabayaran: ano ang mangyayari at ano ang gagawin
- Loan for Unemployed in the Philippines: What Actually Works (and What to Avoid)
- OFW Loan Philippines 2026: Government, Bank and Legit Lender Options
- Online Loan Legit? Check Loan Apps in the Philippines (2026)
- How to apply calamity loan online: Pag-IBIG requirements 2026
- SSS Emergency Loan 2026: Requirements, Deadline and Online Application
- Personal loan requirements at valid IDs: bank lists vary
- Paano Malalaman kung SEC-Registered ang Lending App
- Emergency loans sa Pilipinas: cost at repayment bago magdesisyon
- First-Time Borrower's Guide to Personal Loans in the Philippines
- How to Compare Personal Loans in the Philippines (Step-by-Step)
- Hulugan in English: Installment at kabuuang gastos
- Interest Rates, EIR and Loan Fees Explained (with Peso Examples)
- Loan App Harassment in the Philippines: Your Rights and What to Do
- Paano Mag-loan Online nang Ligtas: Gabay para sa Pilipinong Borrower
- Pag-IBIG and SSS Loans: An Overview for Filipino Members
- Salary Loan vs Personal Loan in the Philippines: Alin ang Kasya?
- SEC Registered Lending Apps List (Updated 2026) and Apps the SEC Flagged
Explore by loan type
Topic pages for common borrowing needs in the Philippines. Each one has the loan matcher and our partner lenders.
How it works
Three simple steps. We help you choose. Lenders decide.
- 1
Answer 5 quick questions
How much, what for, how soon, your income type and whether it's your first loan. No name, phone or ID needed to see your matches.
- 2
See your best-fit partner lenders
We rank the lenders we partner with on what they publish (amounts, speed, requirements) and show their SEC details. Tap “Apply” to continue on the lender's own site.
- 3
You choose, or walk away
Read the disclosure statement and total cost before you sign. No obligation. We never guarantee approval.
Frequently asked questions
Does PersonalLoans.ph lend money?
Does a match guarantee approval?
How does the loan matcher choose lenders?
Do you have an SEC lending license?
Is this free for borrowers?
What happens to my data?
Handa ka na? Ito ang top picks namin
- 1Top pick
Finbro
Online personal loans via web and app.
- 2
MoneyCat
Small cash loans with online applications.
- 3
Finmerkado
Marketplace for offers from partner lenders.